BMO is offering a $400 bonus for opening a checking account.

Promotion link

https://www.bmo.com/en-us/main/personal/checking-accounts/digital-offer/

Promotion details

• Expiration date: January 28, 2026
• Account type: Smart Advantage Checking
• Promote code: Code auto applied in application
• Direct deposit needed: Yes, $4000 within 90 days
• New customer only: Yes, not closed an account within last 12 months
• Min. opening deposit: —
• Monthly fee avoidable: $0
• How long to keep account open:  —
• Bonus post date: 100 days after opening
• Others: must keep balance > $0