You are currently viewing $250, $350, $450 US Bank Personal Checking Bonus (Expires 1/28/2026)

$250, $350, $450 US Bank Personal Checking Bonus (Expires 1/28/2026)

US Bank is offering a $250, $350, or $450 bonus for opening a checking account and receiving at least two direct deposits within 90 days. The bonus tier depends on the total direct deposit amount:

  • Between $2,000 and $4,999.99 to earn $250
  • Between $5,000 and $7,999.99 to earn $350
  • $8,000 or more to earn $450

Promotion link

https://www.usbank.com/splash/checking/2025-all-market-checking-offer.html

Promotion details

  • Expiration date: January 28, 2026
  • Availability locations: US Bank footprint (Offer may not be available if you live outside of their service area)
  • Account type: Smartly® Checking (lowest monthly fee)
  • Promote code: None required (auto applied)
  • Direct deposit needed: Yes. Must make at least two direct deposits totaling the required tier amount within 90 days
  • New customer only: Yes. Must not have had a US Bank consumer checking account or received a checking bonus in the last 12 months
  • Min. opening deposit: $25
  • Monthly fee avoidable: Yes. Waived for the first 2 statement periods from account open date; thereafter, waived if
    • Receive monthly direct deposits totaling $1,500 or more; OR
    • Keep minimum average account balance of $1,500 or more
  • How long to keep account open:  —
  • Bonus post date: Within 30 days after meeting requirements
  • Others: Must enroll in the US Bank Mobile App or online banking within 90 days of account opening

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